Houston First Time Home Buyers Loan Documents Reminder

Hello and welcome to Houston First Time Home Buyers Edition, where we provide useful information to help Houston first time home buyers make the most informed decision when it comes to buying, decorating, and maintaining their first home.

It is no surprise that applying for a mortgage loan will require a lot of paperwork. Among the document you will be asked to provide may include but not limited to:

  • 2 Years tax return.

  • W-2s.

  • Pay stubs.

  • Checking account statement.

  • Saving account statement.

  • 401K statement.

  • IRAs and stock.

  • Social security card.

  • Driver’s license.

  • Gift letter if getting help from family with down payment and or closing cost.

  • Letter of Explanation (LOE) regarding credit inquiries.

As always, thank you so much for stopping by. Remember, if you are thinking of purchasing your first home, please contact us. We are here to help. We have been helping Houston first time home buyers since 2011 and we can help you. I hope you have an amazing day. Until next time...Diana

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