How Long Does It Take to Repair Bad Credit?

A very good Wednesday morning to you. Let's see, about how long does it take to repair bad credit? Well, that will depends on what caused you to have bad credit in the first place. For example, if your credit scores are low due to a late payment or two, you may be looking at about 30 days.

However, if you have a lot of late payments, like 15 within the past 12 months, charge-offs, disputes, and collections, you will most likely need 3-6 months or more. There is a bit of a plus, if the negative information has been on your credit for 7 years or more, you can request to have them removed. It is the  law.

As always, thank you so much for stopping by. Remember, if you are thinking of purchasing your first home, please give us a call 713.204.8013 or Email us. We are here to help. We have been helping Houston first time home buyers since 2011 and we can help you. I hope you have an amazing day. Until next time...