Can I Buy a Home With Bad Credit?

Hi there, welcome to Houston first time home buyers edition. Let's get right to it. Can you buy a home with bad credit? The answer is yes you can. I prefer to use the word low credit and not bad credit score. But the answer is still yes.

Low or bad credit is typically below 600. You can buy a home with a credit score as low as 500 as long as you put 10% down payment or 580 credit score with 3.5% down payment. Either way, you can buy a home with bad or low credit.

As always, thank you so much for stopping by. Remember, if you are thinking of purchasing your first home, please give us a call 713.204.8013 or Email us. We are here to help. We have been helping Houston first time home buyers since 2011 and we can help you. I hope you have an amazing day. Until next time...Diana