What Is a Credit Lock?

Greetings! A credit lock is similar to credit freeze. It allows you to restrict access to your credit file, thereby, helping to prevent identity theft and fraud. However, unlike credit freezes, credit lock is not guaranteed by federal law. Additionally, the service may not be free. It is typically offered as a premium service. To Lock your credit file click on the corresponding agency below and follow the instructions:

Equifax Lock

TransUnion Lock

Experian credit lock

As always, thank you so much for stopping by. Remember, if you are thinking of purchasing your first home, please give us a call 713.204.8013 or Email us. We are here to help. We have been helping Houston first time home buyers since 2011 and we can help you. I hope you have an amazing day. Until next time...Diana

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How to Unfreeze Your Credit?

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What is a Credit Freeze?